Did you know that Maryland residents are entitled to two free credit reports each year? Under separate federal and state laws, customers are entitled to one free credit report per year from each of the three Credit Reporting Agencies. Since there are two laws, this means that you can contact each Agency twice per year and request your personal credit report free of charge!
Contacting the credit reporting agencies can be done online or by phone. Want to find all the contact information? Check out the Business, Science & Technology Department's guide online -- How to Get a Free Credit Report -- for all of the details.
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